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Disclaimer: Kestrel ESG Data™ is owned by Kestrel ESG, Inc. (“Kestrel”), and is designed to provide meaningful ESG analysis to market participants. The information produced, disseminated or delivered by Kestrel ESG does not address financial performance of any investment, or the financial effectiveness of allocation of an issuer’s proceeds. Kestrel does not make any assessment of the creditworthiness of a bond issuer, or its ability to pay principal and interest when due. Kestrel ESG Data is not provided to recommend, endorse, approve or otherwise express any opinion regarding investments in bonds, nor is it intended to constitute investment advice or a recommendation to make (or refrain from making) any kind of investment decision, and therefore may not be relied on as such.